Some people declare a war to credit cards. Get rid of it whenever possible. Well I’m not that mad to credit cards, but I was quite happy at the time I saw my Maybank Visa & Mastercard been cut into pieces. That same satisfaction feeling again came to me today as I submitted my Bank Islam Visa & Mastercard cancellation form. What a relief 😉 Have some more in the wallet but I guess it will take some time to get rid all of them.
I started looking for debit cards as replacement. As the promo say it, no fees, no hasles, no late payment charges! Here the list of debit cards offered by local banks in Malaysia.
Public Bank Visa Electron
0.5% cash rebate for every transaction, monthly interest on balance, RM24 annual fee (waived for first year), RM12 for supplementary card.
Maybankard Visa Debit
1 TreatPoints for RM3 purchase, NO annual fees, RM0.50/withdrawal, RM12 to convert normal ATM card to Debit Card.
RHB Cash-Connect Debit MasterCard
0.5% cash rebate on all purchases, RM15 annual fee, free withdrawals, 1% on transaction at overseas.
AFFINBANK Debit MasterCard
0.5% cash rebate on all transactions, free travel insurance RM150,000,